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M&R Insurance is a non-taxable monthly fee. You may purchase this product for any instrument. For all our rentals, it is a required fee. M&R Insurance covers any non-abusive damage to your instrument. A Crestwood Music Shop technician will asses the nature of damage and determine whether it is incidental or abusive. You may be charged for repairs at the technician's sole discretion. M&R Insurance payments are not added to your Rent-to Own credits.
Incidental Damage may include, but is not limited to:
Abusive Damage may include, but is not limited to:
NOTE: Wooden instruments must be kept in a human-friendly environment. Excessive heat, cold and dryness may cause damage to your instrument, and may be determined as abusive.
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